A member of the public can claim against your organisation if they suffer a personal injury or damage to their property, and they believe your business is legally negligent and responsible.
The implications of such claims are daunting when you consider the costs involved plus any loss of time and business reputation.
You may face associated legal liabilities if a third-party claims that, in the course of your business, property damage or negligence-based injury occurred.
To protect your organisation from potential losses, consider a public and products liability policy for your business.
With this type of policy, Niugini can provide insurance cover for both public and product liabilities.
You can also elect cover for legal costs incurred when your organisation needs to defend against such claims, including the costs of investigation and legal representation.
Next Steps? Talk to your independent insurance broker about public and products liability insurance, and ask for a quote from Niugini Assurance.